BEAUTY QUEEN HOPEFUL SARAH HAS MAXED OUT HER CREDIT CARDS ON GOWNS, ACCESSORIES AND SHOES IN ORDER TO COMPETE IN PAGEANTS, ON "BANK OF MOM & DAD," WEDNESDAY, OCTOBER 21 AT 10 PM ET/PT ON SOAPNET

It's a Matter of Life or Debt

Money Coach Farnoosh Torabi, Author of "You're So Money: Live Rich Even When You're Not," Helps Advise the Young Women on Their Out-of-Control Spending Habits

Episode 104 ("Sarah") � Sarah, a 24-year-old beauty queen from Mount Joy, PA, competed for three years in the Miss America pageant system. After maxing out her credit cards for gowns, accessories, shoes, personal trainers and headshots, Sarah has found herself overwhelmed with debt. To make things worse, she borrowed $1000 and a car from her boyfriend. Now she�d like to start a business as a talent coach to help pageant girls, but worries about the additional financial strain associated with starting a business. With the help of money coach Farnoosh Torabi, Sarah's parents, Sheri and Andy, move in with Sarah. They try to get her to face the truth about her dire situation (including putting her relationship with her boyfriend in jeopardy) and get her life back on track, on a new episode of "Bank of Mom & Dad," WEDNESDAY, OCTOBER 21 (10:00 p.m. � 11:00 p.m., ET/PT) on SOAPnet.

Adapted from a BBC format, "Bank of Mom & Dad" each week will visit a young adult woman with a wayward lifestyle and out-of-control spending habits who has to go through a major reality check as she faces up to her debt. With the help of Farnoosh, Mom and Dad will move in for one week, taking total control in an emotionally charged intervention where the parents have to approve every dollar spent. Best known for her work in Seventeen Magazine, Quicken Online, WalletPop (AOL), MSNBC and CNN, Farnoosh ("You're So Money") will help plan a road map for change and the tools to make it happen.

"Bank of Mom & Dad" is produced by BBC Worldwide Productions. Allison Wallach and Bob Kirsh serve as executive producers. BBC Worldwide is the main commercial arm and wholly-owned subsidiary of British Broadcasting Corporation (BBC). In the U.S., BBC Worldwide Productions, one of BBC Worldwide's seven core businesses, is based in Los Angeles and New York. It is responsible for the smash hit �Dancing with the Stars� and develops scripted and non-scripted projects for U.S. cable and broadcast networks.